Category: Daily Living
Hi all! I was wondering how you all find out what the three digit security code is on the back of debit and credit cards? I usually ask someone sighted, but I always feel uncomfortable doing that as other people can overhear the information. Is there a scanner or scanning software like Kurzweil that tells you what it is?
I just got a debit card in which my student aid funds will be going to, but it must be activated to get my refunds, but I have to enter the card number, expiration date, and 3 digit security code. It would be easy if it was just card number and expiration date because I can feel those, but I can't feel the security code and be able to read it.
Any suggestions?
Thanks,
Misty
Hmmmm, i'm not sure about software, but what I usually do is ask someone sighted whom I can trust, such as a family member or good friend. Then i'l write the info down in my Braille Note, this way i can keep up with it for use in the future. I know what you mean about trust, that seems to be an issue with me too, but we all have to do it sometimes. But yeah, I'd definitely suggest that you ask someone that you can trust, and then write it down so you can refer back to it later, then you wont have to ask for help again.
Hope this helps,
Ashley
I don't wanna ask people. And what if I'min a situation where I can't? I just moved, don't know people,etc. Anybody know if the CC company can give you that information if you call and provide identifying info?
The 3-digital code is usually only for debit cards, yes? I would you think you could go to your bank and ask a teller to read it for you.
Can debit cards go into scanners? Couldn't that mess up the magnetic strip or something?
This is an interesting issue. I wonder if the banks could work out a secure solution. Make the 3-digit code raised. Maybe text the info to the customer's cell? There is mobile banking, so maybe that is a possibility.
Yeah, I just ask a sighted person to read the numbers to me. I'm very good at just remembering little, well actually, fairly important things like credit/debit card details, keeping them in my head so they just pop out when I use my card online, in town or wherever I need it. The numbers are all in patterns which it doesn't take me long to memorise them. Think of it like a very long phone number, adding 6 or 7 digits to it when remembering what the number is on the front of the card. The back of the card is normally just 7 digits, the last 3 of course, being the security/verification number.
Hope this helps.
Jen.
I ask my brother and then write it down on my notetaker. He can be trusted, and I would never ask someone to read stuff like that to me in a public place.
I have to ask someone to read it to me, then I braille it down. If your stuck, I would ask at your bank.
I agree with others; about asking someone you can trust; that's the only thing I can think of. Also, if the card was gotten thru the bank you can maybe call the bank and ask them, or ask the credit card company. Don't know if that would work, but yeah. I think I asked my mom to read mine, and after getting it, i memorized it until I could write it down. I think although notetakers are a great idea, I'd also personally suggest keeping a pocket-size notebook so that you can have a ready hardcopy of it and other personal information.
I've always had to ask someone that I trust. But if you're in a new area and don't know anyone, my only suggestion would be to go to the bank and ask for help there.
I need to ask someone to read mine for me. in this case, since I do not have a notetaker other than this laptop, i'd have to write it down on a three-by-five-inch notecard in braille. i'm pretty good about keeping things like that in a certain place so i know where to find them.
I've always asked someone, then written the numbers and saved them in encrypted form on my computer. I've also used one of those small index card sized slates to braille the number, expiration date, and CVV number on a plastic sheet. I then cut the sheet to be the same size as a credit card, slip it in a pocket of my wallet, and always have the numbers available should I forget them.
Pretty much the same thing that everyone else has said, other than I did try scanning mine and it didn't affect the magnetic strip, but it also didn't scan the numbers.
I tried scanning my card because I didn't want to ask people to read it to me, but I got absolutely nowhere with it. I wish the bank would put that information in braille as they know the only thing I read is braille, but no ... Obviously not.
I do this like everyone else here: ask a trusted sighted person, usually in my own house or some other private place, so no one else can hear. But someone else made a good suggestion: if you're not sure who you can trust, have a bank employee read it for you. God knows they have access to plenty of sensitive info, and wouldn't keep their job long if they were misusing it. After getting the numbers read to me, I write them down in my note-taker, but usually it only takes a couple days, if that, for me to commit the numbers to memory.
And no, the three-digit code isn't just on debet cards. Most major credit cards have them, too: I know Visa certainly does.
Thanks for all the suggestions.
Just for an update on the situation, I ended up having to get someone to read it to me, although it was someone I didn't know because I live alone, and don't know where the particular bank is that issued the card as it is a student debit card issued in the mail for my student aid refunds to go on to it. I called the bank and they said they don't have the three digit code on file because it is specific to each card and is used to make sure you have the card. All other info is kept on file, but not the three digit code, which I think is ridiculous. Anyway, I was able to get everything done that i needed to and now have the code memorized and I usually put all of this kind of information on a 3 by 5 index card in my index card notebook.
Anyway, thanks for the suggestions.
Misty
If you have an answering machine or voice mail, have a banker at your bank read the info into your voice mail or answering machine. They can call your number and act like they are leaving a business message. Hope this helps.
I'm like some of you here, who don't know any sighted people. I'd either call, or go to my bank, and hopefully, they can help me from there. If the bank may not have the security code on file, how else are you supposed to get it?
Katie
bring your credit card with you. I only have a credit card not a debit or ATM card.